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$419,999  (list price)
$395,000
/mo Edit
Single Family:  1 Story
3 br • 2 ba • Built 1965
2,032 sqft • 0.43 acres
Pine City schools
MLS# 6498428
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    Property Description

    Looking for a getaway, or maybe a vacation rental or even your own piece of lakeside living? Here it is in this meticulously maintained one-level abode boasting 26 feet of prime lakefront on Cross Lake! Nestled across the road from the home, the lakefront is not just deeded access but an integral part of the property, complete with its very own dock. Step inside to discover a delightful 3-bedroom, 2-full bath retreat featuring an updated fireplace, inviting can lighting, and plush new carpeting in the living room. Revel in the convenience of modern living with a suite of stainless steel appliances installed in 2019, along with a new roof for the house. Entertain or unwind on the spacious 16x20 deck, perfectly complemented by an oversized 2-car heated garage, all situated on a tranquil dead-end road. Don't let this opportunity slip away – seize the chance to savor the beauty and tranquility of your very own lakeside haven!

    Listing

    Contingency: None
    Price per sq ft: $207
    City: Pine City
    County: Pine
    State: MN
    Property Style: 1 Story
    Zip Code: 55063
    Subdivision Name: Townsite Of Pine City

    Interior

    Living Area: 2,032 ft2
    Common Wall: No
    Appliances Included:
    • Dishwasher
    • Disposal
    • Dryer
    • Exhaust Fan
    • Microwave
    • Refrigerator
    • Stainless Steel Appliances
    • Washer
    Basement Details: Slab

    Exterior

    Stories: One
    Garage Spaces: 2
    Garage Dimensions: 26x26
    Garage Size: 676 ft2
    Air Conditioning: Central Air
    Foundation Size: 2,032 ft2
    Handicap Accessible: None
    Heating System:
    • Baseboard
    • Forced Air
    Parking Features:
    • Asphalt
    • Detached
    • Heated Garage
    Road Frontage: No Outlet/Dead End
    Exterior Material:
    • Brick/Stone
    • Vinyl Siding
    Roof Details:
    • Age 8 Years or Less
    • Asphalt

    Rooms

    Full Baths: 2
    Bathroom Details:
    • Full Primary
    • Main Floor Full Bath
    Dining/Kitchen: Separate/Formal Dining Room
    Main Level Size Sq Ft
    Living Room  24 x 13  312 
    Dining Room  22 x 13  286 
    Kitchen  12 x 12  144 
    Bedroom 1  12 x 9  108 
    Bedroom 2  13 x 9  117 
    Bedroom 3  13 x 13  169 
    Office  12 x 12  144 

    Lake & Waterfront

    Waterfront Present: Y
    Waterfront Name: Cross
    DNR Lake ID#: 58011900
    WF Frontage: 26
    Waterfront Slope: Gradual
    Lake Chain Name: N
    Lake Acres: 925
    Lake Depth: 30
    Waterfront: Lake Front

    Lot & Land

    Acres: 0.43
    Geolocation: 45.822892, -92.964482
    Lot Dimensions: 188 x 405 x 75 x 20 x 214 x 55
    Zoning: Residential-Single Family
    Lot Description: Irregular Lot

    Schools

    School District: 578
    District Phone: 320-629-4010

    Financial & Taxes

    Tax Year: 2024
    Annual Taxes: $3,850
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $3,850
    Association Fee Required: No

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

    Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment and loan term. Property taxes are based on the last known value for this property or 0.012 of property price when data is unavailable. Your interest rate and insurance rates will vary based on credit score, loan type, etc.
    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

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    Listing provided by RMLS, courtesy of Realty ONE Group Choice.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.