For Sale: Elbow Lake MLS# 7045120
















































































































































Active
NEW!
$640,000
Single Family: 2 Stories
4 br ⢠2 ba ⢠Built 1986
2,048 sqft ⢠1.86 acres
MLS# 7045120
Ask the Agent℠
Ask the Agent℠
Thank You!
An agent will be in contact with you soon to answer your question.
Property Description
This property consists of approximately 1.86 acres on Pomme De Terre Lake in Grant County with about 130 feet of lake frontage. The parcel is located in the Oak Point neighborhood, a private and heavily wooded area with mature oak trees and paved road frontage providing year round access. The property could be subdivided into three delineated lots that provide several options for use. The lakeside lot is approximately 21, 731 square feet and is a level, buildable lake lot. The adjacent lot is approximately 27, 591 square feet and could be used for an accessory building, storage, or could be split further subject to local regulations. The main lot is approximately 29, 724 square feet and contains the existing home and detached garage. Together the three lots total roughly 1.86 acres and offer options for development, accessory buildings, or separation of uses in accordance with Grant County rules and local permitting.
Shoreline improvements include rip-rap stabilization and an accessible sandy beach area that provides direct lake access. Electric service is available at the lakeside. A lake pump is installed for drawing lake water for irrigation or other permitted outdoor uses. A 12 by 16 foot lakeside storage shed provides space for watercraft, outdoor gear, or seasonal storage. A detached two stall garage measures approximately 672 square feet and includes workspace, a 14 by 16 foot covered car port, a concrete slab, and with 8ft overhead doors. These outbuildings provide on site storage and vehicle shelter.
The main residence is a 2, 048 square foot home built in 1986. The interior features an open concept upper level that combines living, dining, and kitchen areas with natural custom woodwork and vaulted ceilings that create an open living area with scenic lake views. The home has two bedrooms and one bathroom on the main level and two bedrooms and one bathroom on the upper level, providing four bedrooms and two bathrooms in total. Interior amenities include a wood burning fireplace, radiant floor heat in portions of the home, central air conditioning, and a Culligan water treatment system. A covered upper and lower deck measuring 10 by 32 feet face westerly toward the lake and provide space for outdoor living and viewing sunsets. The lower level includes a game room and additional entertaining space. There is a substantial amount of storage space both in the home and in the outbuildings.
Pomme De Terre Lake is approximately 1, 200 acres with a maximum depth near 25 feet and is part of the Pomme De Terre river system with inflow from the north and outflow at the south end. The lake supports recreational boating and fishing; common sport fish include walleye and crappie. The lake has three public access points and a public swim beach with facilities and a picnic shelter located on the east side of the lake. The property is located near Tipsinah Mounds Golf Course and driving range, an 18 hole championship layout with a recently renovated clubhouse, offering a recreational amenity within a short golf cart drive.
Local services and day to day conveniences are close by. Elbow Lake and Ashby are each approximately a 10 minute drive and provide options for food, fuel, and local services. Regional centers such as Fergus Falls and Alexandria are accessible via I 94 and provide expanded shopping, medical services, and entertainment. Travel times to Fergus Falls and Alexandria are approximately a half hour each. The property is located within the West Central Area School District. The owners would also consider selling personal property along with the real estate, such as the pontoon, docks, lifts, furniture, lawn mowers, etc. A full list is available upon request.
Listing
Listing Status:
Active
Contingency:
None
List Price:
$640,000
Price per sq ft:
$313
Property Type:
Single Family
City:
Elbow Lake
Garage Spaces:
2
County:
Grant
Year Built:
1986
State:
MN
Property Style:
2 Stories
Zip Code:
56531
Subdivision Name:
Olsons Oak Point 3rd Add
Interior
Bedrooms:
4
Bathrooms:
2
Finished Area:
2,048 ft2
Total Fireplaces:
1
Living Area:
2,048 ft2
Common Wall:
No
Appliances Included:
- Dishwasher
- Electric Water Heater
- Exhaust Fan
- Freezer
- Microwave
- Range
- Refrigerator
- Water Softener Owned
Fireplace Details:
- Brick
- Circulating
- Family Room
- Wood Burning
Basement Details:
None
Exterior
Stories:
Two
Garage Spaces:
2
Garage Dimensions:
30x22
Garage Size:
628 ft2
Air Conditioning:
Central Air
Foundation Size:
1,024 ft2
Foundation Dimensions:
3x32
Handicap Accessible:
None
Out Buildings:
Garage(s), Storage Shed
Heating System:
- Fireplace(s)
- Forced Air
- Radiant
Parking Features:
- Carport
- Detached Garage
- Gravel
Unit Amenities:
- Balcony
- Ceiling Fan(s)
- Deck
- In-Ground Sprinkler
- Kitchen Window
- Natural Woodwork
- Panoramic View
- Vaulted Ceiling(s)
Road Frontage:
Paved Streets
Roof Details:
- Age Over 8 Years
- Asphalt
Rooms
1/4 Baths:
None
Full Baths:
2
Half Baths:
None
3/4 Baths:
None
Bathroom Details:
- Main Floor Full Bath
- Upper Level Full Bath
Dining/Kitchen:
Kitchen/Dining Room
Laundry:
Main Level
| Upper Level | Size | Sq Ft |
|---|---|---|
| Bathroom | — | — |
| Deck | — | — |
| Dining Room | — | — |
| Family Room | — | — |
| Bedroom 4 | — | — |
| Kitchen | — | — |
| Bedroom 3 | — | — |
| Main Level | Size | Sq Ft |
|---|---|---|
| Bathroom | — | — |
| Deck | — | — |
| Bedroom | — | — |
| Game Room | — | — |
| Bedroom 2 | — | — |
| Storage | — | — |
Lake & Waterfront
Waterfront View:
Lake, West
WF Frontage:
130
Waterfront:
Lake Front
Lake Bottom:
- Sand
- Soft
Lot & Land
Acres:
1.86
Geolocation:
46.012113, -95.878572
Lot Dimensions:
210 x 340 and 130 x 240
Wooded Acres:
0.5
Addl Parcels:
040095300
Zoning:
Residential-Single Family
Lot Description:
- Accessible Shoreline
- Cleared
- Tree Coverage - Light
Schools
School District:
1123
District Phone:
3205282650
Financial & Taxes
Tax Year:
2025
Annual Taxes:
$2,496
Lender-owned:
No
Assessment Pending:
No
Taxes w/ Assessments:
$2,496
Association Fee Required:
No
Association Fee:
None
Miscellaneous
Fuel System:
- Electric
- Wood
Sewer System:
- Private Sewer
- Septic System Compliant - Yes
Water System:
- Drilled
- Well
Mortgage Calculator
Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter
the price of the home, your down payment and loan term. Property taxes are based on the last
known value for this property or 0.012 of property
price when data is unavailable. Your interest rate and insurance rates will vary based on
credit score, loan type, etc.
This amortization schedule shows how much of your monthly payment will go towards the principle and how
much will go towards the interest.
| Month | Principal | Interest | P&I | Balance |
|---|---|---|---|---|
| Year | Principal | Interest | P&I | Balance |
Local Home Mortgage Professionals
Listing provided by RMLS,
courtesy of Whitetail Properties Real Esta.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.


